Death, like taxes, is unavoidable, but most people prefer not to think about it. If you have loved ones who rely on your income, you need to ensure that they are financially taken care of, even after you pass. This brings forth the question, "How much life cover do I need?".
Proper risk planning is crucial for safeguarding your financial well-being in the face of life's uncertainties.
Understanding the factors that influence your insurance premium is crucial for making informed decisions
Are all insurance companies equal? The simple answer is no. We compare 3 providers and there is no one size fits all.
Life is full of uncertainties, but with proper risk planning, you can secure your financial future. Explore the importance of addressing the "What happens if" questions and gain peace of mind.
Should I have funeral or life cover? Despite what many think, funeral cover is not always the cheaper option. Oftentimes for the same financial amount, life cover offers greater benefits.
Getting your life in order is a process where you consolidate all the important information that loved ones should be aware of should something happen to you.
A case study looking at Sipho's Life Cover and how expecting a second child has impacted the amount of cover he needs and why he called us.
What is better? A huge lump sum or regular monthly income? There is no right or wrong answer as it depends on your needs.
When contemplating Lifestyle There are two commons questions. How do I maintain my lifestyle? How do I improve my lifestyle?
To protect something, we need to know its value and weigh up the risk of losing it versus the cost to protect it.
How often do you think about your income? People generally think about their income in terms of wanting to earn more or how little they earn, very rarely do we think about our ability to earn an income.