Do I Need a Will?
The simple answer is yes. If something happens to you, what do we do with your stuff? Your possessions, house, car etc they all need to go to someone.
The simple answer is yes. If something happens to you, what do we do with your stuff? Your possessions, house, car etc they all need to go to someone.
Investments vehicles have different limitations, tax laws and costs which ultimately determine your results. Not all investments are the same. Similarly, the advice you receive from an independent financial planner versus the advice from a tied sales agent is not the same.
Gaining momentum and changing direction is really challenging. Like many things in life including finances starting a new habit or changing an old one is often the most challenging part of the process.
If something as basic as hunger can cause us to overspend, surely other emotions and thoughts can cause us to stumble? We need to look at our bigger picture, set goals and plan the next steps. This way we can keep our thoughts and emotions in check.
Many people have a negative feeling towards finances because they dislike maths and numbers. If you dislike numbers maybe you also dislike having them in your bank account.
When we start to save no matter how small we start to change
Improving your money management will help you achieve your goals, do more, and ultimately grow your wealth.
Unit trust investors have had a tough time of late, particularly those invested in funds with big exposures to South African equities.
The world is changing faster than ever before. With billions of people hyper-connected to each other in an unprecedented global network, it allows for an almost instantaneous and friction-less spread of new ideas and innovations.
Matter is the substance or material essential to our lives. To discover the things that matter most in life we need to challenge ourselves. Answering challenging questions leads to understanding.
Grow has a logical link to wealth, investments and capital but at its core Grow means so much more to us.
At Growmatter our financial planning process consists of 6 steps : Engage, Connect, Explore, Guidance, Action and Monitor. This summary can give clients an insight into what they can expect when working with us.