There is no try
Januworry – The Forever Month
Every year many of us experience the Forever Month. In December majority of us are paid early and most of our income is spent splurging on presents, Christmas meals and holiday fun.
Money Management ‘Boxes’
To manage our money better we need to divide it up into manageable boxes. We start by putting our expenses into groups according to their characteristics.
Money Management 101
A budget is your plan on how to save and spend your money. We prefer the term money management because the word budget for can be scary.
Manage My Money – Emergency Funds
Managing your money through the use of an emergency savings fund. We look at different options and some of the key things to think about.
Tax and Retirement – Tax Free vs RA
Everyone would like to retire one day and live comfortably. Long term investments are an efficient way to help you get there.
Manage My Money – How to save
We often hear the sayings, “Saving for a rainy day”, or "Invest for the future”, but where do you start?
Manage My Money – Unit Trusts
Understanding what unit trusts are and what they are made up of, gives you some perspective of what to look out for.
The Clever Investor Part 2 – The Bad
In this three part mini series we are focusing on various ways you could invest your money. The Good, the Bad, the Risky aims to unpack investments; looking at the pros and cons, as well as, what's best to focus on. This article is focused on "the Bad" investments.
The Clever Investor Part 1 – The Good
In this three part mini series we are focusing on various ways you could invest your money. The Good, the Bad, the Risky aims to unpack investments; looking at the pros and cons, as well as what's best to focus on. This article is focused on "the Good" investments.
Money Management ‘Row Your Own Boat’
Gaining momentum and changing direction is really challenging. Like many things in life including finances starting a new habit or changing an old one is often the most challenging part of the process.
Money Management ‘Living in the Light’
If something as basic as hunger can cause us to overspend, surely other emotions and thoughts can cause us to stumble? We need to look at our bigger picture, set goals and plan the next steps. This way we can keep our thoughts and emotions in check.