- Life & Risk
- Short Term
All too often in our industry we see:
- Clients paying for products they don't need
- Paying too much for products they do need
- Contracted Investments with high fees
- Clients being penalised because they paid huge upfront fees to salespeople
We can help you:
- By considering all the products and options available
- By taking the time to ensure you understand and ask the important questions.
- By being transparent about all fees
Investment success is a combination of objectivity, accountability, costs and performance. We need to mindful of what we can control versus what we cannot. You are in control of choosing the right advisor, the right product and the right strategy but you cannot control the market and its performance. For that, you need to trust your advisor and your strategy.
Achieve investment growth that matters through efficient tax planning, reducing costs and the correct fund choices.
- Unit Trusts
- Tax-free savings account
- Pre-retirement products
- Post-retirement products
We plan for:
- Emergency funding and short term saving strategies
- Saving to buy a car, going on a holiday and other medium-term goals
- Buying a house, retirement and other long term planning
- Fees and cost comparisons on your existing investments
Personal Risk Products
- Life Cover
- Bond Cover
- Disability and Income Protection
- Critical Illness
- Funeral Cover
- Disability planning
- Family planning in the event of your death
- Cover, benefit and premium comparisons
Business Risk Products
In the event of a shareholder dying do you know what happens to their shares? As business owners, we fail to think about what happens if a business partner dies. If a shareholder dies do you want their spouse or dependents to take control?
Products Specific to Business Risk
- Contingent Liability
- Buy and Sell
- Key Person Cover
Medical Aid and Gap Cover Products
With the cost of private healthcare and medical treatments, Medical Aid and Gap Cover are essentials in South Africa.
We have a range of products and solutions to fit your needs and your pocket. From low-income day to day plans to comprehensive plans we can evaluate your healthcare needs and plan accordingly.
- Hospital plans
- Comprehensive plans
- Gap Cover
- Day to day cover
- Healthcare needs assessment
- Medical Aid plan comparisons
- Gap Cover comparisons
Home, Car and Business Insurance
Short term insurance is critical to protecting assets and belongings like your home, car, laptop, business etc.
A simple analysis of your existing cover could reveal under or over insurance gaps where you thought you were covered. Furthermore, we could find potential savings for you with the same or better cover.
- Home Owner Cover
- Household Items
- All Risk Cover
- Business Cover
- Vehicle Insurance
We identify, simplify and implement the best solution for you.
Being independent means we are able to find the best solution for you. We are not bound to any provider and our loyalties are with you.
Below are examples of the providers we consider.
- Allan Gray
- Old Mutual Wealth
- Discovery Invest
- Momentum Investo
- Old Mutual
- Discovery Health
- Momentum Health
- Profmed (PPS)
- African Unity
- Old Mutual Insure
- Auto & General Insurance
Keep up with the markets using our Interactive Market Overview
Found something interesting?
LET US KNOW We are here to help!